Risks and Benefits of Drinking Coffee
The effects of drinking coffeehave been long researched.
Is it only a habit people have in the morning?
Is it for the taste?
Is it a way of socializing?
Or, are people aware of what effects coffee actually has such as a few cups of tea when we are sick or have a cold?
Do people know when to stop drinking coffee?
What is the recommended daily amount of coffee one should have, just as we know that refilling our tea cups more than three times per day can have no negative effect?
Drinking coffee may present some risks. But, there are also a lot of benefits that come with this drink. For example, when it comes to illnesses, coffee may prevent the development of gallstones, cirrhosis, type two diabetes or Parkinson's disease because of the antioxidant contained in the beans.
Coffee provides more antioxidant that raspberries, blueberries or different kinds of fruit juice. coffee may have an effect on cardiovascular problems. The smell of coffee may also have a calming effect, although this aspect has been experimented only on rats. Therefore, the consumption of coffee seems to be good both for the mind and the body.
However, the fact that coffee has a number of benefits for its consumers does not mean that it should be consumed in extraordinary and exaggerated quantities. This is when the risks of drinking coffee usually show up. Coffee does not function in the same way as tea, which can usually be consumed over and over again with little risks. Using your tea cups at work and at home any time you have the chance can only be good for your body, but coffee doesn't work the same way.
According to specialists, one should one consume one or two cups of coffee daily, not taking into consideration the milk or sugar added. Any amount of coffee more than this recommendation may lead to dehydration or to extremely elevated blood pressure because of the amount of caffeine. For pregnant women, too much coffee can have very unpleasant effects, such as the loss of the baby. Also, because of the cafestol levels it contains, unfiltered coffee leads to higher cholesterol. This is a detail consumers should pay attention to.
All in all, drinking coffee can come both with risks and benefits. The line between the two being drawn on the amount of coffee one consumes on a daily basis. Therefore, coffee is good for us when not consumed excessively, but moderate
No Clear Direction - All over Trade Flat
American market will open flat
No specific trigger in market
open flat take any direction in today's session not seen
So closed also flat without any movement
European market
European market also trade flat
no direction
Commodity
commodity still up
Nickel now trade above 1125 Rs new life time high
Copper also trade 352 Rs new high
All commodity up
That's my thinking commodity now expensive this time
sure it impacts no world's economy and share market
Today's Match - Will Chennai Back in Winning Track
Chennai - Mar 31, 2010 at 4 Pm IST
Will Chennai super king Back in winning track
29th match: Delhi Daredevils v Rajasthan Royals at
Delhi - Mar 31, 2010 at 8 PM IST
Both team equal points in IPL table
Interesting to watch who's Better then other's
Where use debit card or a credit card
not all plastic is the same.
"It's important that consumers understand the difference between a debit card and a credit card," says John Breyault, director of the Fraud Center for the National Consumers League, a Washington, D.C.-based advocacy group.
"There's a difference in how the transactions are processed and the protections offered to consumers when they use them."
While debit cards and credit cards each have advantages, each is also better suited to certain situations. And since a debit card is a direct line to your bank account, there are places where it can be wise to avoid handing it over -- if for no other reason than complete peace of mind.
Here are some places and situations where it can pay to leave that debit card in your wallet:
Online:
"You don't use a debit card online," says Susan Tiffany, director of consumer periodicals for the Credit Union National Association. Since the debit card links directly to a checking account, "you have potential vulnerability there," she says. Her reasoning: If you have problems with a purchase or the card number gets hijacked, a debit card is "vulnerable because it happens to be linked to an account," says Linda Foley, founder of the Identity Theft Resource Center. She also includes phone orders in this category. The Federal Reserve's Regulation E (commonly dubbed Reg E), covers debit card transfers. It sets a consumer's liability for fraudulent purchases at $50, provided they notify the bank within two days of discovering that their card or card number has been stolen. Most banks have additional voluntary policies that set their own customers' liability with debit cards at $0, says Nessa Feddis, vice president and senior counsel for the American Bankers Association. But the protections don't relieve consumers of hassle: The prospect of trying to get money put back into their bank account, and the problems that a lower-than-expected balance can cause in terms of fees and refused checks or payments, make some online shoppers reach first for credit cards.
Big-Ticket Items:
With a big ticket item, a credit card is safer, says Chi Chi Wu, staff attorney with the National Consumer Law Center. A credit card offers dispute rights if something goes wrong with the merchandise or the purchase, she says. "With a debit card, you have fewer protections," she says. In addition, some cards will also offer extended warrantees. And in some situations, such as buying electronics or renting a car, some credit cards also offer additional property insurance to cover the item. Two caveats, says Wu. Don't carry a balance. Otherwise, you also risk paying some high-ticket interest. And "avoid store cards with deferred interest," Wu advises.
Deposit Required:
When Peter Garuccio recently rented some home improvement equipment at a big-box store, it required a sizable deposit. "This is where you want to use a credit card instead of a debit," says Garuccio, spokesman for the national trade group American Bankers Association. That way, the store has its security deposit, and you still have access to all of the money in your bank account. With any luck, you'll never actually have to part with a dollar.
Restaurants:
"To me, it's dangerous," says Gary Foreman, editor of the frugality minded Web site The Dollar Stretcher. "You have so many people around." Foreman bases his conclusions on what he hears from readers. "Anecdotally, the cases that I'm hearing of credit or debit information being stolen, as often as not, it's in a restaurant," he says. The danger: Restaurants are one of the few places where you have to let cards leave your sight when you use them. But others think that avoiding such situations is not workable. The "conventional advice of 'don't let the card out of your sight' -- that's just not practical," says Tiffany. The other problem with using a debit card at restaurants: Some establishments will approve the card for more than your purchase amount because, presumably, you intend to leave a tip. So the amount of money frozen for the transaction could be quite a bit more than the amount of your tab. And it could be a few days before you get the cash back in your account.
You're a New Customer:
Online or in the real world, if you're a first-time customer in a store, skip the debit card the first couple of times you buy, says Breyault. That way, you get a feel for how the business is run, how you're treated and the quality of the merchandise before you hand over a card that links to your checking account.
Buy Now, Take Delivery Later:
Buying now but taking delivery days or weeks from now? A credit card offers dispute rights that a debit card typically does not. "It may be an outfit you're familiar with and trust, but something might go wrong," says Breyault, "and you need protection." But be aware that some cards will limit the protection to a specific time period, says Feddis. So settle any problems as soon as possible.
Recurring Payments:
We've all heard the urban legend about the gym that won't stop billing an ex-member's credit card. Now imagine the charges aren't going onto your card, but instead coming right out of your bank account. Another reason not to use the debit card for recurring charges: your own memory and math skills. Forget to deduct that automatic bill payment from your checkbook one month, and you could either face fees or embarrassment (depending on whether you've opted to allow overdrafting or not). So if you don't keep a cash buffer in your account, "to protect yourself from over-limit fees, you may want to think about using a credit card" for recurring payments, says Breyault.
Future Travel:
Book your travel with a check card, and "they debit it immediately," says Foley. So if you're buying travel that you won't use for six months or making a reservation for a few weeks from now, you'll be out the money immediately. Another factor that bothers Foley: Hotels aren't immune to hackers and data breaches, and several name-brand establishments have suffered the problem recently. Do you want your debit card information "to sit in a system for four months, waiting for you to arrive?" she asks. "I would not."
Gas Stations and Hotels:
This one depends on the individual business. Some gas stations and hotels will place holds to cover customers who may leave without settling the entire bill. That means that even though you only bought $10 in gas, you could have a temporary bank hold for $50 to $100, says Tiffany. Ditto hotels, where there are sometimes holds or deposits in the hundreds to make sure you don't run up a long distance bill, empty the mini bar or trash the room. The practice is almost unnoticeable if you're using credit, but can be problematic if you're using a debit card and have just enough in the account to cover what you need. At hotels, ask about deposits and holds before you present your card, says Feddis. At the pump, select the pin-number option, she says, which should debit only the amount you've actually spent.
Checkouts or ATMs That Look 'Off':
Criminals are getting better with skimmers and planting them in places you'd never suspect -- like ATM machines on bank property, says Foley. So take a good look at the machine or card reader the next time you use an ATM or self-check lane, she advises. Does the machine fit together well or does something look off, different or like it doesn't quite belong? Says Foley, "Make sure it doesn't look like it's been tampered with."
Laughing helps stay happy and healthy
It is impossible to worry while you're laughing.
Humor cuts stress levels in half.
Laughing helps you to stay happy and healthy and helps you return to good health when ill.
Laughter increases, by 20%, the activity of killer cells within the body which serve to destroy viruses and tumor cells.
Train yourself to look for the comedy in your chaos.
A sense of humor is the number one survival skill.
George Bernard Shaw once said, "When you find something funny search it for hidden truth."
"The art of medicine consists of amusing the patient while nature cures the disease." Voltaire
Humor helps us cope, conquer, and carry on.
A good laugh is not only the result of humor, it is often also the cause.
The body heals with play, the mind heals with laughter and the spirit heals with joy.
The best exercise is jumping for joy.
"Joy is the serious business of heaven." C.S. Lewis.
We begin to solve our problems when we begin to see the humor in them.
"Time spent laughing is time spent with the gods." Japanese proverb.
When we feel like laughing the least , we need it most.
If it feels good to laugh, then laugh to feel good.
A sense of humor is not inherited, it is learned.
Mumbai beat Mohali by 4 wickets
Mumbai turned in a strong all-round show to defeat Mohali by four wickets at the Brabourne Stadium in Mumbai.
Asian market trade Mix
Asian Market
Asian market trade mix this time
Some Asian market trade in red some in green zone
No clear direction in Asia
Asian Stocks Fluctuate; Technology Companies Rise,
Material Producers Fall
Indian Market
Last trading session Indian market correct 1 % from day's high
Some profit booking we see that time
Now Indian market will open positive flat
try to hold their levels
some recovery is expected in middle session
Nifty again try to reach 5300 level before closed
American market
last trading session US market trade volatile
Last hour of trading session goes up
Closed in positive side
Consumer Confidence in U.S. Improves,
Home Prices Climb Amid Job Optimism
Commodity
Commodity still not shows any weakness
trade up last few session
most of commodity trade in new high level zone
so trade in commodity is very risky in this time
Buy with stick stop loss
Today match- Mumbai Indian's Vs Mohali
Mohali Bottom in the table of IPL 2010
Its very interesting to see will
Mohali comes back in winning track or
Mumbai still continue their winning track
Match starts at 8 PM IST
Evening Call - commodity movement is not good for world's share market
Today US share market will open in positive zone
Near 10 to 30 points in Dow Jones
But important to see its hold all gain or not
Chance to trade volatile in today's session
Last trading session American market closed strongly
Still wait for Dow touch 11000 level
European market
European market open in positive side
Near Half % up but lost all gains
Now trade flat wait for any signal from Us
Commodity
Commodity still continue their rally
Copper, Nickel all are up
I feels commodity movement is not good for world's share market
Girl's Vs Boys in the World
If a girl is dressed as a boy, she is modern, says the world.
If a boy talks with a girl, "I think he is trying for her"
When a girl cries, the world is convinced of her.
If a girl meets with an accident, then it's the mistake of others.
If a boy sits in front of a city bus, he is mannerless and cultureless brute.
If a boy gets a big rank in an entrance exam, "You've to work hard".
Bubble Grow again In Indian share market
US Market
Finlay American market closed in positive zone and hold all gains
Nasdaq up 9 points
Dow Jones up 45 points
Asian Market
Asian market open in positive zone but not hold all gains
now trade little up
Nikkei up near 30 points when open that time up 50 to 80 points
But all Asian market trade in positive side
Indian market
last trading session Nifty closed above 5300 level
Today open positive flat
now situation is same like before 3 years
when news comes in any stock like to got any order ,
JV with any company , raising fund
all this news stock up 15 to 20 %
in 2007 same situation like that and we know that time what we face
I Feels again same bubble grow but this time momentum in market
so buy this time this rally still continue but when rally end
that time we see more then 25 % correction from the present high
Bubble grow again
Commodity
Commodity touches new high
Copper trade above 350 rs level
Nickel 1070 Rs level
But still lead , zinc , alluminum not run
so buy in these commodity
David Warner 5th Ausis To score centurey in IPL
some basic knowledge about Spyware or Adware
Spyware programs can do a number of damaging things to your personal computer.
Spyware infects your pc and hides in the background and can do many nasty things to the performance of your system. It can also do harmful things to you such as send out your personal information, your every keystroke and photo that resides on your hard drive, watch your surfing habits and shopping habits and annoy you with annoying pop-ups filled with advertisements and even pornography.
If you are experiencing any unusual changes in your computer's performance or have any unusual new pop-ups, changes to your toolbars or new icons on your desktop, you should run a system scan to find out if you have Spyware. Products exist on the market to help you combat this problem. Be sure to install software that you know is credible.
Downloading freeware can often result in further Spyware existing on your computer. Spyware, Adware and Malware companies frequently fool users into sending pop-ups telling them that there's a problem with their computer and this in fact is further spyware. These errors can open your system up to future further problems by fooling people into thinking they're downloading fixes when really further spyware is being downloaded.
Watch your system's performance and at the sign of any unusual activity, realize that you are probably infected. Do something as soon as possible to protect your privacy. These programs don't discriminate and can launch themselves when you or your family members sit in front of the computer. Pornographic pop-ups can turn up whether it's an adult or a child using the computer. Protect your pc.
Antivirus alone isn't enough to combat this problem. Spyware sneaks into your system via executable files that you don't need to do anything to launch. They can sneak in as attachments that you download or by many other means. They're harmful and annoying but you can protect your computer and your privacy with the right software.
This software needs to have an auto update for spyware definitions as new spyware definitions are being added daily. So a spyware removal program is a great compliment to your existing anti-virus software.
But never forget
The things that made you sad
But never forget to remember
The things that made you glad.
Always remember to forget
The friends that proved untrue.
But don't forget to remember
Those that have stuck by you.
Always remember to forget
The troubles that have passed away.
But never forget to remember
The blessings that come each day.
Evening Call-US Market will Open Positive but Hold .....
American market will open in positive zone
But its important to see hold their gains or closed flat
Last few session US trade very range bound
European market
European market trade in positive zone this time
But range is very small
Commodity
Commodity still trade up
No sing of profit booking we see yet